Privacy Policy

1. Introduction

This Privacy Policy explains how YOOL SMART ("YOOL SMART", "we", "us" or "our") collects, uses, stores and protects information when you use our website, apply for device financing, or contact us in connection with our products, services or partnership opportunities.

2. Information We Collect

We may collect the following categories of information:

• Contact details you provide, such as name, phone number, email address and city.
• Information submitted through our contact, financing and partnership forms.
• For financing applicants: information relevant to eligibility assessment, such as employment status and estimated income, as voluntarily provided by the applicant.
• For business partners: company information, contact person details and any files submitted (such as a company profile).
• Basic technical information collected automatically, such as browser type and device information.

3. How We Use Information

We use the information we collect to:

• Respond to inquiries submitted through our website.
• Process and assess device financing applications.
• Evaluate and respond to partnership and business inquiries.
• Improve our products, services and website experience.
• Meet legal, regulatory and security obligations.

4. Data Minimization

We aim to collect only the information reasonably necessary for the purpose it is collected for. We do not knowingly collect more personal information than required to provide our services or respond to your request.

5. How We Protect Information

We use reasonable technical and organizational measures to protect the information we hold from unauthorized access, disclosure, alteration or loss. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

6. Sharing of Information

We do not sell customer or partner information. Information may be shared internally within YOOL SMART, and, where necessary and applicable, with service providers or financing partners involved in delivering the specific service you requested, subject to appropriate confidentiality obligations.

7. Your Choices

You may contact us at any time to ask about the information we hold about you, or to request that it be corrected or removed, subject to any legal or contractual obligations that may require us to retain certain records.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised "Last updated" date.

9. Contact Us

If you have questions about this Privacy Policy, please contact us at yoolsmartofficial@gmail.com or through our Contact page.